✦ Free · no app · no sign-up · settle with UPI

Split the trip,
not the friendship.

Add expenses together as you go. Split works out who owes whom and settles everything in the fewest UPI payments.

Add a UPI ID to get paid in one tap (optional, can be added later).

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Fewest payments

Split nets out everything, so 6 friends settle in at most 5 payments instead of a tangle of IOUs.

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One-tap UPI

Pay buttons open GPay, PhonePe, Paytm or any UPI app with the amount filled in, and there's a QR code for desktop.

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Everyone, live

Share one link. Anyone in the group adds expenses from their phone and sees changes instantly.

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Fair splits

Split equally, by exact amounts, or by shares, like 2 for a couple and 1 for a solo traveller.

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Private by link

No accounts, never indexed, deleted after 180 days of no use. Split never touches your money.

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See the trip

Totals, your share, spending by category, a full activity log and CSV export.

How it works

1

Create a group and add everyone's names.

2

Share the link in your WhatsApp group.

3

Add expenses as they happen: who paid, and for whom.

4

Tap Settle up and pay each other via UPI.

Questions

Is Split free?

Yes. Split is free, has no ads, needs no app and no sign-up.

How does settling up with UPI work?

Split works out the fewest payments needed to clear all debts. If the person being paid has added their UPI ID, you get a Pay button that opens your UPI app with the amount filled in, or a QR code to scan. Split never touches the money; payments go directly between you.

Does everyone need an account?

No. Create a group, share its link, and everyone with the link can add expenses. Changes appear live for everyone.

Can I split unequally?

Yes: equally among chosen people, by exact amounts, or by shares.

Is my data private?

A group can only be opened with its private link. Groups are never listed or indexed and are deleted after 180 days without activity.

Live